It can be a little corny, but I’m a bit of a finance geek as well as a computer geek., so every year I get my free credit reports and like to remind others to do the same. Deep down I think the credit racket is a scam, but its a game that we are forced to play.
Also, I suggest using https://www.annualcreditreport.com/ which is a site operated as a service by the three major credit reporting agencies, and not freecreditreport.com which is operated only by Experian and which will attempt to enroll you in the Experian credit monitoring service for $14.95/month (as I said, “scam”). Its just that jingle is so catchy….